life insurance pds

Inside you will find: • Explanations of Premium Life Direct’s features and benefits, helping you compare it to other insurance … Level 4, 99 Bathurst St, We are a full member of the Financial Services Council and subscribe to the Life Insurance Code of Practice which establishes mandatory customer service standards for the life insurance industry. Life insurance is recommended for business owners and anyone who has financial dependants. We use cookies to help give you the best experience on our website, deliver our services, personalise content and to analyse traffic. There are exclusions. A Product Disclosure Statement (PDS) is available for life insurance and can be obtained from a Steadfast insurance broker. This combined Product Disclosure Statement and Policy Document (PDS) and Financial Services Guide (FSG) is designed to help you decide whether to buy Qantas Life Insurance. Sydney South NSW 1235, Business life insurance for SMEs, such as key person insurance, income protection and business expenses insurance, Group life insurance, which provides benefits for employees, Personal insurance, such as life insurance and TPD cover. to help you obtain a quote or follow up The information contained on this website is of a general nature only and does not take into consideration your objectives, financial situation or needs. or changing your level of cover. ABN 33 159 865 666. You should consider the PDS in deciding whether to acquire, or continue to hold, life insurance. There is also often a deductible or excess and limits on cover, so check with your Steadfast insurance broker. If you are considering replacing an existing life insurance … Sean then used some of the payout to fill the income-gap while he worked part-time, so he could spend more time with his children after the loss of their mother. assist you with updating your details The Code sets out the life insurance industry’s key commitments and obligations to customers on standards of practice, disclosure and principles of conduct for their life insurance … Diane, who had recently gone back to work, was diagnosed with an aggressive cancer. on the progress of your application. If you are considering replacing an existing life insurance policy you should consider your circumstances, including continuing the existing cover until the replacement policy is issued and cover confirmed. Life Insurance policies are issued by Integrity Life … The information contained … Flexible – Life and Income Protection covers. Learn more about the products that are available through NobleOak Life Limited. It’s life insurance the way it should be. Before acting on it, please consider its appropriateness to your circumstances. You should consider the PDS in deciding whether to acquire, or continue to hold, life insurance… Life Insurance can provide an agreed lump sum payment if the insured person dies or becomes permanently disabled. © 2020 Steadfast Group Ltd. All rights reserved. Mailing Address: A Product Disclosure Statement (PDS) is available for life insurance and can be obtained from a Steadfast insurance broker. Our Life Insurance Specialists are here Diane passed away only six months after her diagnosis. This Product Disclosure Statement (PDS) contains important information you should know about Premium Life Direct to help . This website uses cookies. The Life Insurance products featured on this website are issued by NobleOak Life Limited ABN 85 087 648 708 AFS Licence AFSL 247302. Refer to the relevant Product Disclosure Statement for full benefit details, terms, conditions and exclusions. LIFE INSURANCE CODE OF PRACTICE We have adopted the Life Insurance Code of Practice. This meant that Sean could take time off work to care for his wife in her last few months. Life insurance issued by Integrity Life Australia Limited Our Claims Managers are here to 8:00am – 7:00pm Fri (AEST). If you were insured by your previous employer but are leaving the business and you want to transfer your current Group policy to a Personal policy you will need to fill in one, or both, of the forms, depending on what kind of insurance you need. Having the safety net of life insurance in place is important to help ensure that if you’re no longer around, those who depend on you can keep going without you. We are proud to take part in both the FSC COVID-19 initiative to support frontline healthcare workers and the TPD Claims Initiative. of protecting their lives and loved ones. This information has been prepared without considering your personal objectives, financial situation or needs. Both she and Sean had taken out life insurance after they got married. Sean and Diane's battle with cancer Sydney, NSW 2000, Phone: 02 9495 6500 Premium Life Direct. 8:00am – 9:00pm Mon – Thu (AEST) For over 140 years, NobleOak has been providing Australians with a smarter way To know more, please refer to our Cookie Policy, which is part of our Privacy Policy. However, even those without dependants could benefit from a life insurance payout if they become terminally ill. What’s more, total and permanent disability (TPD) cover can provide a payment if you become permanently disabled. Even the best-planned life can come undone by illness, accident or even death – and often with far-reaching consequences for those who depend on us, such as our family or business partners. Sean and Diane had been married for eight years and had two small children. You can also add extra cover to protect your financial future if you get seriously ill or injured, or become permanently disabled. you decide if it is right for you. Before making a decision to purchase or continue with a product you should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) and consider this information having regard to your own objectives, financial situation and needs. Get the right advice at the right price and have a local Steadfast broker on your team. Refer to the relevant Product Disclosure Statement for full benefit details, terms, conditions and exclusions. Before making a decision to purchase or continue with a product you should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) and consider this information having regard to your own objectives, financial situation and needs. Financial Services Council Membership When they realised that Diane’s diagnosis was terminal, they made a claim to receive a payout, which was successful. support you and your loved ones ABN 83 089 981 073 AFSL 245492, Integrity Group Holdings Limited Life Insurance policies are issued by Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492. through each step in the process. The Code can be found on the FSC website. By continuing to use our website, you agree to allow our use of cookies. PO BOX A980 Our Client Services team are here to Before acting on it, please consider its appropriateness to your circumstances.

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